Why is it safe to invest in P2P now? Comparison with other investment options

Why is it safe to invest in P2P now? Comparison with other investment options

During these uncertain times, with the economy struggling through high inflation and rising interest rates, many investors were forced to change their investment strategies for a while. But how could we keep investment portfolios in balance? As investors, we should build our financial plan based on factors within our control. Creating an investing plan with clear entry points and exit points is a key part of being a disciplined investor and will be a skill that can carry over for years to come.* Now, we can be more confident that investing on P2P lending platforms could be safer and smarter than other investment choices. Let the facts speak for themselves.

Regular income

Investors usually do not receive an instant income by investing in stocks, bonds or property. While investors who choose p2p platforms usually begin making returns from the first month. The investor receives repayments with the principal (or part of it) and interests as monthly payments. Nowadays, when you are not sure if you need money in a short period, investing in short-term loans is a wise choice. On hive5, you could get your first return even less than in 30 days.

Low volatility

If you choose the p2p platform, keeping your finger on the pulse is easy. You can always withdraw your monthly return or reinvest it. There won’t be any unexpected ups and downs, unlike other investments such as mutual funds or cryptocurrency, where the returns depend on market performance. P2P lending returns are determined at the term of the loan.

Security and higher control

It goes without saying that all investments involve some degree of risk. However, the most considerable risk in P2P lending is the risk of default. Depending on the p2p platform you invest in, you can have some security of your funds. It ranges from none to buyback, mortgage, or collateral. Luckily, hive5 protects invested funds by giving a buyback guarantee in case the payments are delayed for more than 60 days. Unlike risks associated with other market-linked investments, investors obviously have higher control over their assets. We know that controlling investment strategy is extremely important for many investors. We give investors power and flexibility, allowing them to choose many factors, from the type of loan to the length of the term and other criteria a borrower must meet to be approved.

A glimpse into the future

However, the fear of economic instability is raised, and it is extremely complicated to predict the future for the stock, cryptocurrency, real estate prices or other investing options. Above all, investing helps to meet your financial goals. Thus, from recent discussions with investment bloggers and other sophisticated investors, we know that many have currently moved their other asset class investments to p2p platforms. This movement is reasonable, as now economists unanimously agree on the future rising demand for consumer loans. Hive5 offers to invest your uninvested funds in loans from a stable market in Poland. Our team prefers investing there too.

Always choose a wise investment option.


*https://www.businessinsider.com/personal-finance/investing-advice

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