We can proudly say that among other P2P platforms, we stand out with exceptional features even though we are a comparably new platform. Today we want to explore the unique selling points of hive5 and how we earn more and more trust from the investors.
High Return on Investment
hive5 offers investors an attractive return on their investment. With a current average interest rate of 15.39%, we provide a unique opportunity to earn competitive returns. From the first business meetings, we decided that to differentiate ourselves from existing platforms, we would offer investors to earn more, especially in the first years of the business. It is a part of our business strategy. This high return rate surpasses many traditional investment options, making us an appealing platform for those seeking solid investment opportunities.
BNPL: A Unique Investment Product
A few months ago, we introduced a unique investment product called "BNPL" (buy now, pay later) from very attractive Lithuanian Loan Originator Ruptela. It is a technology company which provides GPS Fleet tracking devices for transport businesses. By investing in BNPL loans, investors can earn interest while helping individuals make purchases more conveniently and flexibly. Moreover, "Ruptela" provides ideal risk management by providing double shield security. That means: besides buyback, the loans are secured with collateral – GPS Fleet tracking devices, which are pledged with a higher value than the loan amount. Diversifying investment options adds a distinct element to hive5, catering to wider investor preferences.
None of the Late Loans
hive5 takes pride in its impeccable loan performance. Currently, not a single loan on the platform is overdue. If a loan is delayed by even one day, hive5 promptly returns all invested funds and earned interest to investors. After that, loan originators are responsible for debt collection.
By eliminating late loans and promptly addressing delays, we offer investors a level of predictability rarely found in the market. This predictability enables investors to plan their investments more effectively and make informed decisions about their financial strategies. Knowing that hive5 takes immediate action in case of loan delays gives investors a sense of security and stability.
Transparent business actions
Transparency is a core value at hive5. The platform maintains a transparent business structure. Due to open and regular communication with each customer and business partner, we encourage trust and transparency, promoting a positive investment environment. Additionally, in a few weeks, we will share the first audited Financial Statements of hive5 for the previous year and the first quarter of 2023. By transparently communicating business financial achievements, we stand out from many others.
As P2P lending continues to evolve, we stand at the forefront with our customer-centric approach and unwavering focus on investor satisfaction.
If you have any suggestions or need a piece of advice, just let us know: support@hive5.co