Summary of 2023 and Plans for 2024

Summary of 2023 and Plans for 2024

With only a few days left until New Year, we want to express our gratitude to our team, investors and business partners; thank you for choosing hive5 and believing in our team. Looking back on 2023, we see it was a year of growth, learning, and building solid foundations for the future. While some plans may not have unfolded exactly as expected, we have achieved remarkable milestones.

2023:

Firstly, and most importantly, 2023 was a year of rapid growth. Over 8000 investors joined our platform. Your trust and engagement have been the biggest motivation for our improvement. Moreover, this year, we celebrated our first birthday. Every day, we become more confident in navigating the dynamic landscape of financial services.

From the perspective of Hive Finance, we have worked hard on improving the scoring model to ensure low default and stable operations. Also, the foundations for productive diversification have been prepared: MIP license in Poland and all necessary work to start the credit card operations. Another huge milestone was the establishment of the first microcredit companies in Spain and Romania. Additionally, in 2023, we took a significant step by preparing and sharing the financial results of all Hive Finance companies. This commitment to openness ensures that every investor has access to the information they need to make informed investment decisions.

2024:

We are excited about the opportunities as we await the dawn of 2024. Our journey continues, and we have some thrilling plans.

From the beginning of the year, we will launch the Spanish loan originator and prepare for another launch in Romania. One more project is at the final stage before launch - Polish credit cards. Additionally, we have an important plan to increase the Group's profitability and liquidity reserve. Finally, we want to expand the community of investors and ensure smoother platform use. Hence, we have many plans to improve the website of hive5.

Our joy extends to the dedicated and professional team of Hive Finance's companies. Their loyalty and hard work are the core of our achievements, and we couldn't be happier to stay together in 2024.

Thank you for being an essential part of the hive5 journey, and we wish you a successful New Year filled with new possibilities.

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