Meet the Credilink Team in Romania

Meet the Credilink Team in Romania

It is always a pleasure to share news regarding new investment opportunities at hive5. Hence, we will soon offer to invest in consumer loans in Romania. With an exceptional team of professionals, the Romanian company Credilink is now in the final stage before launch. Each team member brings unique expertise and a commitment to excellence, ensuring Credilink is well-positioned to succeed in business. Today, we are excited to introduce the new team from Romania.

Laur Emilian – Chairman of the Board & CEO

Laur Emilian, the Chairman of the Board and CEO, has an outstanding career in the banking and consumer finance sectors. His career is marked by numerous significant achievements, demonstrating his ability to lead and transform financial institutions. Laur has expertise in business transformation, startup development, and strategic marketing. He has held key roles, such as overseeing the setup of Raiffeisen Digital Bank's greenfield operations and leading Mobilo Finance to substantial growth, achieving a 30% increase in turnover and a 40% reduction in risk costs. His educational background includes an MBA in International Business and Finance from Ajou University and a PhD fellowship in Strategic Marketing, further solidifying his leadership capabilities.

Laur's hands-on experience makes him an ideal leader for Credilink. His strategic vision and ability to execute various projects have been proven repeatedly. In his personal time, Laur enjoys jogging, gardening, reading, and going on discovery trips with family and friends.

 

Emil Minciu – Board Member, Business Development

Emil Minciu, the Board Member in charge of Business Development, brings a wealth of experience in sales and operations management. Emil specializes in implementing new technologies and driving strategic change, which he has demonstrated throughout his career in the financial field. His background includes significant roles at ING Bank Romania, GE Money Romania, and other notable institutions, where he has successfully diversified portfolios, set up new operations, and met regulatory requirements. 

Emil's expertise in business development and operations management ensures that Credilink can navigate the complexities of the financial market and achieve its growth objectives. His ability to implement innovative solutions and drive strategic initiatives will be instrumental in Credilink's success. Emil is also passionate about mountains, planes, South America, technology, and coffee, which reflect his diverse interests and dynamic approach to life.

Serban Flor – Chief Operations and Risk Officer

Serban Flor, the Chief Operations and Risk Officer is an expert in credit lending, risk management, and anti-fraud measures. His career includes significant financial and telecom roles, where he has consistently improved processes and built strong, effective teams. At AXI Finance Romania, Serban transitioned from COO to CEO, leading the company to profitability. His experience with Vodafone Romania involved implementing a new scoring tool and reorganizing the credit and collection processes. Serban's extensive background in banking, with ABN AMRO and RBS Romania, showcases his comprehensive understanding of risk and credit management.

Serban's in-depth knowledge of risk management and credit operations will ensure that Credilink maintains high financial integrity and customer service standards. Outside of work, Serban enjoys nature tourism, overlanding, fishing, and gastronomy, highlighting his appreciation for the outdoors and culinary arts.

Cristiana Catuneanu – Internal Auditor

Cristiana Catuneanu, the Internal Auditor, is crucial in ensuring financial integrity and transparency at Credilink. Her expertise in auditing and compliance will help maintain the highest standards of financial accuracy and accountability within the company. Cristiana's role is vital for building investor confidence and ensuring that Credilink operates with integrity.

Investment Opportunities Ahead

We invite you to join us on this exciting journey, confident in the expertise and dedication that drives our mission. Starting in June, investors will have the chance to invest in Credilink's business loans. Stay tuned for more updates.

 

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