Every year, hundreds of thousands of people invest money through different P2P platforms in return for interest. Accordingly, the number of new platforms is growing rapidly. Before establishing "Hive5 ", we aimed to stand out from this huge P2P crowd. We know that, otherwise, reaching success could be very difficult. After many meetings and strategic sessions, we feel very confident with the strengths and uniqueness that we came up with. Every team member knows them; hence, now it is your time to learn more about why we are different from other investment platforms.
Know-how
Firstly, we know how business is done. Let the facts speak for themselves. The founders of "Hive5 ", Ričardas Vandzinskas and Andrius Rupšys, are both EU citizens with well-known business management profiles, Baltic Institute of Corporate Governance graduates - board, supervisory board, and audit committee members in large public and private international organisations with a business track record of multinational corporate finance and technology products development. They have been in global business management for over 15 years. Accordingly, they went through quite a few macroeconomic cycles and passed the exams in real time. Hence, they know how to manoeuvre large multinational organisations in good and bad times and when to make urgent changes if necessary. At the same time, they know the importance of maintaining a long-term vision, focusing on a sustainable business strategy and having solid relations with all stakeholders and investors.
Team of professionals only
Secondly, by saying "we have a team of professionals", we mean it. For instance, Head of Operations Inga Zubanovė and Head of Marketing and Communications Karolina Staugaitė worked at the second largest P2P platform in the EU. Alexey Kalevich, The Chief Technology Officer, worked at an international group of financial companies.
Regarding our first loan originator, "Ekspres Pozyczka ", – all the team members have great expertise in top finance companies. For example, before "Ekspres Pozyczka", CEO Wojtek Homan was an executive at "Provident Finance".
We love what we do.
Technology and risk management
What's more important for not only business owners but all investors, as well, is risk management. Risk mitigation and management are our everyday priority tasks at the strategic levels of our daily operations. We are the second-to-none P2P organisation which shall shortly introduce COSO methodology-based enterprise management process. In addition, our first loan originator, "Ekspres Pozyczka", is among the few in the market who have recently implemented a revolutionary AI-based, multisource Big Data scorecard decision engine. It allows not only to filter the fraud but also correctly manage and plan the default and ensure a fast-forward scale of the quality loan portfolio in Poland.
Diversification and global scale
Finally, as every educated investor knows, the necessity of diversification; soon, investors could experience broad diversification on one platform by investing in many different types of loans. Thus, we will relentlessly diversify within two mainstreams:
1) Geographic: "Hive5" will phase its expansion into three continents: Europe, Africa and Asia.
2) Products: we have launched the platform by allowing investors to choose from consumer and business loans. That is only the beginning; soon enough, we will introduce many more secured business lending products, such as Green (or sustainable) loans, Equipment leasing, Sustainable Estate loans and BNPL powered by e-commerce.
Special Offers
Everyone is welcome at "Hive5" today. If you are a professional investor or only a beginner, you should experience investing on our new platform right now, as we have prepared a limited-time offer for everyone. Only until 2022-09-22 the interest rates are increased by +1%, so we encourage all investors to enjoy earning an extra profit.
We believe we can make investing better by treating you fairly and transparently. If you need any help on your investment journey, we are always happy to help. Just let us know.
