Happy New Year! We will continue to update you on last month's results. The hive5 demonstrates stable growth, even during the holiday season, typically facing higher withdrawal activity. Despite these seasonal dynamics, our platform maintained solid performance.
- Total loan volume funded since inception: 76,389,638 EUR
- Total loan volume originated in December: 5,120,570 EUR (vs. 4,706,467 EUR in November)
- Number of loans originated in December: 7,658
- The average nominal interest rate of loans originated in December: 15,1%
- Number of active investors: 19,103
- Paid back principal total: 64,702,814 EUR
- Paid back interests total: 1,685,038 EUR
In December, the loan volume that originated stood at 5,120,570 EUR, reflecting a steady increase compared to November's 4,706,467 EUR. In addition, one notable increase was the average nominal interest rate of loans originated in December, which grew to 15.1%, up from 14.2% in November. While we observed higher withdrawal activity due to the festive season, it had minimal impact on our overall performance.
In 2025, we focus on improving the hive5 platform to provide a better user experience. Investors are already testing the new account statement feature. However, this is just the beginning - more updates are on the way to make a better user experience.
Thank you for your trust and patience as we finalise unfinished projects from last year. Together, we look forward to reaching even greater heights in the year ahead.