2022 could be called a year full of challenges: the increasing cost of living, rising energy prices and a fear of a coming recession. Should we still tighten our belts? Or could we expect any positive changes in 2023? Let's take a deeper look at some of the investing trends for the upcoming year.
Undoubtedly, the most significant financial concern is the cost-of-living crisis. Consumer budgets are being impacted by high inflation, and that's been a crash to stocks. It is not a secret that now more than ever, investors need to be very tactical and pay close attention to the economy, legislative and regulatory policy, says Mike Wilson, Chief Investment Officer and Chief U.S. Equity Strategist for Morgan Stanley. "Because we are closer to the end of the cycle at this point <...> trends for these key variables can zig and zag before the final path is clear",- says Wilson.* Recently the S&P 500 has gotten out of the bear market territory. Even though it is a positive sign, economists think it could take even years before the market becomes relatively stable. For this reason, the majority of investors should remain cautious.
However, many investors see the light at the end of the tunnel as the survey of over 2,000 retail investors across Europe, Asia and the U.S., found that over 80% think the worst of the stock market rout will be over within six months. Additionally, despite the cost-of-living crisis, most individual investors plan to invest the same amount or more in 2023 (according to a new survey from London-based investing insights platform Finimize).**
Despite the uncertainty of the economy, we should keep investing in outplacing inflation and saving money. Moreover, we think that times of uncertainty bring opportunity. Accordingly, a global media company, "The Forbes", has shared the top investing trends for 2023, one of them being an alternative investment. They have noticed that "2023 holds promise for alternative investments finally earning a place in everyday investor portfolios."***
It is important to note that the demand for consumer loans will remain high in the coming years. Undoubtedly, investing in consumer loans on trustworthy P2P platforms could steady investment portfolios in this shaky market.
Finally, we want to remind you of the main advantages of investments in P2P platforms: you can expect regular income, it is easy to withdraw money quickly if needed. Additionally, especially now, we cannot find any other investment choice more reliable than most P2P platforms.
*https://uk.finance.yahoo.com/news/global-investment-outlook-2023-markets-060026953.html?guccounter=1
**https://www.cnbc.com/2022/12/08/retail-investors-say-stock-market-will-bottom-in-2023-finimize-survey.html
***https://www.forbes.com/advisor/investing/top-investing-trends-2023/