We want to share the latest step in our expansion: Credilink has issued its first loans in Romania. This is not only a long-awaited step in Hive Finance's growth journey but also the beginning of an exciting new chapter for our platform and investor community.
It is the official start of our operations in Romania - a market we've been working hard to enter. For investors, this means you can expect more loan opportunities in the near future.
A Strategic Launch
As we've shared before, entering a regulated market like Romania was a long and complex process. To accelerate this expansion, we acquired an existing company with an active license and rebranded it under our name. The legal name is B2Kapital, while the brand name remains Credilink.
Romania is a market with strong fundamentals and high growth potential. It combines a population of 20 million people, skilled lending professionals, and an underserved segment in terms of financial products.
While the average net income in the country has been steadily increasing, many still earn less than 600 EUR per month, leaving a large demographic underserved by traditional banks. Credilink aims to close this gap and bring responsible, transparent, and accessible lending to these communities.
What to Expect from Credilink?
The initial portfolio is intentionally small; thus, we're focused on controlled, quality growth. All business loans issued so far have been fully funded very quickly, reflecting strong investor interest and trust.
"As Credilink enters its next chapter, we're proud to have launched a platform that redefines access to financial services for underbanked individuals in Romania. Our innovative API-driven infrastructure allows us to move faster and more flexibly than traditional lenders. Our main priority is to empower young adults and underserved communities with intuitive financial tools built for real life", - says Laur Emilian, Chairman & CEO of Credilink.
In addition, as all the companies of Hive Finace, Credilink has huge plans for the future. "We've set an ambitious target: reaching a portfolio of 38 million RON (7,5M EUR) by the end of our second year of operations. It's a bold goal - but one we're confident in achieving through smart execution and a customer-first mindset. We believe finance should move at the speed of life - and we're here to make that happen.",- says Laur Emilian.
To Sum Up
Now that the company is officially live, customer loans will appear on the hive5 platform very soon. You can check out the new web page: http://credilink.ro
We appreciate your trust and patience as we continue expanding into new markets. Thank you!
