At hive5, we regularly receive thoughtful questions from our investors. To clarify matters for all our investors, we're addressing the most frequently asked questions openly. In this blog post, our CEO, Aurimas Kačinskas, answers those questions, offering clarity on our direction, transparency, and what's ahead.
1. What steps is hive5 taking to ensure the platform remains safe and transparent for investors?
Investor security is our top priority. While we are still in the process of implementing some enhancements, we are actively transitioning toward a stronger operational model. This includes establishing a professional board, enhancing internal processes, and clearly defining roles and responsibilities.
Additionally, we publish detailed monthly performance updates and key metrics. With no delays in interest payments and a transparent loan structure. Ultimately, our primary objective is to maintain investor trust through consistency and accountability.
2. What is your vision for hive5 in the next 12–24 months? Are there any big milestones ahead?
We're moving from a startup phase into a structured financial group. Over the next two years, we aim to:
- Continue developing our governance model to ensure it brings the greatest value once implemented.
- Add more loan originators on hive5.
- Further automate risk assessment and reporting tools.
- Strengthen our IT and user interface.
3. When can we expect audited financial reports?
This is one of the most sensitive and important questions we've been receiving recently. At the same time, we understand why this question is so important. The group is undergoing its first-ever full audit for 2023 and 2024. It's a complex, multi-country process that involves coordination with Deloitte and several external partners.
Our CFO is actively managing this process, and while it has taken longer than expected, we are committed to delivering high-quality, transparent reports. At the same time, we do not want to set false expectations about timing. Future audits will be smoother, and publishing reliable, audited results remains our top financial priority. I'm confident that the final result will bring long-term value to our investors and the organisation.
4. What upcoming features or improvements will enhance the investor experience?
Improving the platform is an ongoing priority — we know there’s always room to do better. With new leadership now in place, we’re focusing on completing key initiatives this year and laying the groundwork for more significant platform updates starting in 2026. Investor feedback remains central to our development roadmap, and we’re committed to prioritising features that deliver the most value.
5. What motivated you to join hive5, and what excites you most about leading the company? Do you personally invest in P2P loans and if so, how do you approach it?
I've always worked in the financial sector, so naturally, I was looking for an innovative fintech company with strong market potential, and hive5 fits that perfectly. What attracted me to hive5 was its ambitious vision and the energy of its team.
I'm grateful for the opportunity to develop a platform that gives investors access to a transparent and stable investment environment. And yes, I personally invest in P2P loans. My approach is structured, long-term, and focused on diversification, much like what we recommend to our users.
Your questions help us grow and stay accountable. If you have more questions, we invite you to send: support@hive5.co
